A free program for Android, by Money Design Co. Ltd..
THEOテオ - プロとAIがいるおまかせ資産運用
Theo is an investment management service that aims to make financial planning easy for individuals. The service offers a free mobile app for users to make an initial deposit and then start managing their own assets.
Through this service, you can choose to invest your money in one of three ways: growth, income, or inflation hedge.
Growth: this portfolio is made up of the assets that will grow the most over time. The goal is to have a balanced mix of stocks that will give you the highest possible return. The price of each stock is adjusted every day to reflect changes in the market.
Income: this portfolio is made up of the assets that will give you a steady return over time.
Inflation hedge: the goal of this portfolio is to reduce the risk of inflation by actively buying assets that will decrease in value over time.
You can choose to invest in a combination of two or three of these options.
Theo offers its services to both retail and institutional investors.